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With Klarna, you can spread the cost of your purchase into 4 interest-free payments or choose from a range of financing options (6, 12, or 36 months). You must be of age of majority in your province or territory, a resident of Canada, and meet additional eligibility criteria to qualify. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout.

Your rate will be up to 0-31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Financing offers may vary from time to time and may be amended or cancelled at any time. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.