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Buy now, pay later (BNPL) and monthly instalment plans allow you to make purchases without the need to make the full payment up front. These payment plans allow you to finance a purchase and pay it back in fixed instalments over time. You can now make purchases in instalments when you check out with Apple Pay on your iPhone or iPad and select the pay later option that works for you.* Instalment offers are available on supported debit and credit cards from banks and instalment providers.
If your card supports instalments, you’ll see a Pay Later hint below your card when you check out with Apple Pay online and in apps. When you check out in store, you’ll see Pay Later options after you’ve selected your payment method. Some banks and instalment providers may require you to complete an application, which is subject to eligibility and approval.